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	<title>Minnetonka Real Estate Services &#187; Tim &amp; Pat Buffham :: Edina Realty :: Redefining Full Service</title>
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	<description>Real Estate Services for everyone getting started, in the process and those with a dream in mind</description>
	<lastBuildDate>Tue, 07 Feb 2012 20:08:31 +0000</lastBuildDate>
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		<title>&#8216;CCOffee Break: Mojo Monkey</title>
		<link>http://www.topix.com/city/minnetonka-mn/2012/02/ccoffee-break-mojo-monkey?fromrss=1</link>
		<comments>http://www.topix.com/city/minnetonka-mn/2012/02/ccoffee-break-mojo-monkey?fromrss=1#comments</comments>
		<pubDate>Tue, 07 Feb 2012 20:08:31 +0000</pubDate>
		<dc:creator>Minnetonka News</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

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		<description><![CDATA[This visit took me by surprise. Joel Cam had this new place in mind after our live shots at the Capitol.]]></description>
			<content:encoded><![CDATA[<p>This visit took me by surprise. Joel Cam had this new place in mind after our live shots at the Capitol.</p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Car Cleaned of More Than Owner Had Bargained For</title>
		<link>http://www.topix.com/city/minnetonka-mn/2012/02/car-cleaned-of-more-than-owner-had-bargained-for?fromrss=1</link>
		<comments>http://www.topix.com/city/minnetonka-mn/2012/02/car-cleaned-of-more-than-owner-had-bargained-for?fromrss=1#comments</comments>
		<pubDate>Tue, 07 Feb 2012 16:04:00 +0000</pubDate>
		<dc:creator>Minnetonka News</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

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		<description><![CDATA[Investigators believe a Minnetonka man stole money from a car he was washing.A Christian William Even, 24, faces one count of felony theft.]]></description>
			<content:encoded><![CDATA[<p>Investigators believe a Minnetonka man stole money from a car he was washing.A Christian William Even, 24, faces one count of felony theft.</p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Minnetonka Residents Give $90,000 to Defeat Marriage Ban</title>
		<link>http://www.topix.com/city/minnetonka-mn/2012/02/minnetonka-residents-give-90-000-to-defeat-marriage-ban?fromrss=1</link>
		<comments>http://www.topix.com/city/minnetonka-mn/2012/02/minnetonka-residents-give-90-000-to-defeat-marriage-ban?fromrss=1#comments</comments>
		<pubDate>Tue, 07 Feb 2012 12:04:20 +0000</pubDate>
		<dc:creator>Minnetonka News</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

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		<description><![CDATA[Eighteen Minnetonka residents donated in 2011 to a group fighting a constitutional ban in Minnesota on same-gender marriage.A No Minnetonka residents donated to the majorA campaign supporting the amendment.A According to campaign finance statements rel...]]></description>
			<content:encoded><![CDATA[<p>Eighteen Minnetonka residents donated in 2011 to a group fighting a constitutional ban in <a href="http://www.topix.com/state/mn" class="xref">Minnesota</a> on same-gender marriage.A No Minnetonka residents donated to the majorA campaign supporting the amendment.A According to campaign finance statements released last week, Minnetonka residents contributed a combined $89,430 to Minnesotans United for All ... (more)</p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Tonka Bay Equity Adds Jory Kutchmarek</title>
		<link>http://www.topix.com/city/minnetonka-mn/2012/02/tonka-bay-equity-adds-jory-kutchmarek?fromrss=1</link>
		<comments>http://www.topix.com/city/minnetonka-mn/2012/02/tonka-bay-equity-adds-jory-kutchmarek?fromrss=1#comments</comments>
		<pubDate>Mon, 06 Feb 2012 21:40:59 +0000</pubDate>
		<dc:creator>Minnetonka News</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

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		<description><![CDATA[Tonka Bay Equity Partners named Kory Kutchmarek as an investment associate. Previously, Kutchmarek was a manager in the Minneapolis office of the accounting firm Ernst &#38; Young.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.topix.com/city/tonka-bay-mn" class="xref">Tonka Bay</a> Equity Partners named Kory Kutchmarek as an investment associate. Previously, Kutchmarek was a manager in the Minneapolis office of the accounting firm Ernst &amp; Young.</p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Datacard Announces Investment in DeviceFidelity</title>
		<link>http://www.topix.com/city/minnetonka-mn/2012/02/datacard-announces-investment-in-devicefidelity?fromrss=1</link>
		<comments>http://www.topix.com/city/minnetonka-mn/2012/02/datacard-announces-investment-in-devicefidelity?fromrss=1#comments</comments>
		<pubDate>Mon, 06 Feb 2012 17:26:06 +0000</pubDate>
		<dc:creator>Minnetonka News</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

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		<description><![CDATA[DeviceFidelity's technology loads payment information onto smartphones, a key component of many mobile wallet systems.]]></description>
			<content:encoded><![CDATA[<p>DeviceFidelity's technology loads payment information onto smartphones, a key component of many mobile wallet systems.</p>]]></content:encoded>
			<wfw:commentRss>http://minnetonkarealestateservices.com/short-sale-forclosure/datacard-announces-investment-in-devicefidelity/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Caucus Online or In Person with Independence Party</title>
		<link>http://www.topix.com/city/minnetonka-mn/2012/02/caucus-online-or-in-person-with-independence-party?fromrss=1</link>
		<comments>http://www.topix.com/city/minnetonka-mn/2012/02/caucus-online-or-in-person-with-independence-party?fromrss=1#comments</comments>
		<pubDate>Mon, 06 Feb 2012 13:16:35 +0000</pubDate>
		<dc:creator>Minnetonka News</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

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		<description><![CDATA[The Independence Party of Minnesota announced that it will offer Minnesotans multiple options to caucus on Tuesday, Feb.]]></description>
			<content:encoded><![CDATA[<p>The Independence Party of Minnesota announced that it will offer Minnesotans multiple options to caucus on Tuesday, Feb.</p>]]></content:encoded>
			<wfw:commentRss>http://minnetonkarealestateservices.com/short-sale-forclosure/caucus-online-or-in-person-with-independence-party/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Street work can pave road to ruin</title>
		<link>http://www.topix.com/city/wayzata-mn/2012/02/street-work-can-pave-road-to-ruin?fromrss=1</link>
		<comments>http://www.topix.com/city/wayzata-mn/2012/02/street-work-can-pave-road-to-ruin?fromrss=1#comments</comments>
		<pubDate>Mon, 06 Feb 2012 05:22:21 +0000</pubDate>
		<dc:creator>Wayzata News</dc:creator>
				<category><![CDATA[Lake News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

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		<description><![CDATA[Soon after Scott Strand and KK Thomson bought a starter home in Edina they were handed a $16,800 bill for street reconstruction.]]></description>
			<content:encoded><![CDATA[<p>Soon after Scott Strand and KK Thomson bought a starter home in <a href="http://www.topix.com/city/edina-mn" class="xref">Edina</a> they were handed a $16,800 bill for street reconstruction.</p>]]></content:encoded>
			<wfw:commentRss>http://minnetonkarealestateservices.com/short-sale-forclosure/street-work-can-pave-road-to-ruin/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does a Bank Only Do a Short Sale if a Seller is Delinquent?</title>
		<link>http://homebuying.about.com/b/2012/02/06/does-a-bank-only-do-a-short-sale-if-a-seller-is-delinquent.htm</link>
		<comments>http://homebuying.about.com/b/2012/02/06/does-a-bank-only-do-a-short-sale-if-a-seller-is-delinquent.htm#comments</comments>
		<pubDate>Mon, 06 Feb 2012 05:00:36 +0000</pubDate>
		<dc:creator>About.com Home Buying / Selling</dc:creator>
				<category><![CDATA[Buyer/Seller News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>
		<category><![CDATA[short sale delinquent]]></category>

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		<description><![CDATA[Many sellers automatically assume that they have to be delinquent to do a short sale.

I've heard agents express the belief as well -- that short sales are granted only to sellers who are delinquent. Not only that, but they believe the property has to ...]]></description>
			<content:encoded><![CDATA[Many sellers automatically assume that they have to be <a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://homebuying.about.com/od/shortsale/f/Do-I-Have-To-Be-Delinquent-To-Do-A-Short-Sale.htm">delinquent to do a short sale</a>.</p><p>

I've heard agents express the belief as well -- that short sales are granted only to sellers who are delinquent. Not only that, but they believe the property has to be in foreclosure. That's not necessarily true. Even a HAFA short sale allows a seller to apply for the process while not yet in default. Of course, with a HAFA, foreclosure must be imminent, but that doesn't mean a seller needs to be delinquent upfront.

<p><b>More Articles by Elizabeth Weintraub:</b></p>
<ul><li><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://homebuying.about.com/od/shortsale/qt/Exactly-What-Are-Short-Sales.htm">Exactly What is a Short Sale?</a><br />
<li><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://homebuying.about.com/od/shortsale/f/What-Does-A-Short-Sale-Listing-Agent-Do.htm">What Does a Short Sale Listing Agent Do?</a><br />
<li><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://homebuying.about.com/od/shortsale/f/What-Is-The-Standard-Short-Sale-Procedure.htm">Explanation of a Standard Short Sale Procedure</a></ul>

<p><i>Technorati tag:</i> <a href="http://technorati.com/tag/short+sale+delinquent" rel="tag">short sale delinquent</a></p>
<p><sub><em>At the time of writing, Elizabeth Weintraub, DRE # 00697006, is a Broker-Associate at Lyon Real Estate in Sacramento, California.</em></sub></p>
<p style="background:#f5f3ef;border: 1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://homebuying.about.com/b/2012/02/06/does-a-bank-only-do-a-short-sale-if-a-seller-is-delinquent.htm">Does a Bank Only Do a Short Sale if a Seller is Delinquent?</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://homebuying.about.com/">About.com Home Buying / Selling</a> on Monday, February 6th, 2012 at 05:00:36.</p><p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://homebuying.about.com/b/2012/02/06/does-a-bank-only-do-a-short-sale-if-a-seller-is-delinquent.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://homebuying.about.com/b/2012/02/06/does-a-bank-only-do-a-short-sale-if-a-seller-is-delinquent.htm%23gB3">Comment</a> | <a href="http://homebuying.about.com/gi/pages/shareurl.htm?PG=http://homebuying.about.com/b/2012/02/06/does-a-bank-only-do-a-short-sale-if-a-seller-is-delinquent.htm&#038;zItl=Does%20a%20Bank%20Only%20Do%20a%20Short%20Sale%20if%20a%20Seller%20is%20Delinquent?">Email this</a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Choice Blog: True Love Can Be Fleeting, Especially When Its Object Is a College</title>
		<link>http://www.topix.com/city/minnetonka-mn/2012/02/the-choice-blog-true-love-can-be-fleeting-especially-when-its-object-is-a-college?fromrss=1</link>
		<comments>http://www.topix.com/city/minnetonka-mn/2012/02/the-choice-blog-true-love-can-be-fleeting-especially-when-its-object-is-a-college?fromrss=1#comments</comments>
		<pubDate>Sat, 04 Feb 2012 04:37:08 +0000</pubDate>
		<dc:creator>Minnetonka News</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

		<guid isPermaLink="false">http://minnetonkarealestateservices.com/?guid=99fbcda8c56da607f2cf92f7f15b7d50</guid>
		<description><![CDATA[Abigail Hansen , a student at Minnetonka High School in Minnetonka, Minn., is one of eight high school seniors who are blogging about their college searches for The Choice.]]></description>
			<content:encoded><![CDATA[<p>Abigail Hansen , a student at Minnetonka High School in Minnetonka, Minn., is one of eight high school seniors who are <a href="http://www.topix.com/news/blogs" class="xref">blogging</a> about their college searches for The Choice.</p>]]></content:encoded>
			<wfw:commentRss>http://minnetonkarealestateservices.com/short-sale-forclosure/the-choice-blog-true-love-can-be-fleeting-especially-when-its-object-is-a-college/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rogers Police investigating fire that injured 1</title>
		<link>http://www.topix.com/city/minnetonka-mn/2012/02/rogers-police-investigating-fire-that-injured-1?fromrss=1</link>
		<comments>http://www.topix.com/city/minnetonka-mn/2012/02/rogers-police-investigating-fire-that-injured-1?fromrss=1#comments</comments>
		<pubDate>Sat, 04 Feb 2012 00:32:31 +0000</pubDate>
		<dc:creator>Minnetonka News</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Short Sale Forclosure]]></category>

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		<description><![CDATA[The Rogers Police Department is investigating a Thursday night fire that sent one person to the hospital with injuries, according to a news release.]]></description>
			<content:encoded><![CDATA[<p>The Rogers Police Department is investigating a Thursday night fire that sent one person to the hospital with injuries, according to a news release.</p>]]></content:encoded>
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